If you have been in an accident, it’s normal to feel overwhelmed or anxious. The stress of the situation is often compounded by knowing that your vehicle has been damaged and will need to be towed. Depending on the accident, you may be able to tow your vehicle at your own discretion, though police officers may also require that your vehicle be towed. If your car needs to be towed, you might wonder what the process will involve. Our experts at Barnett’s Towing are here to provide a full guide to towing your car.
Paying for a Tow
After an accident, your car could be undriveable and require towing. The cost of towing can vary based on location, distance, and the condition of your vehicle. Costs can escalate if your car is in a ditch or difficult to get to.
The payment for towing is often covered under your auto insurance policy, specifically under collision or comprehensive coverage. If you’re at fault, your insurance will likely cover the costs minus your deductible. In no-fault states, each party’s insurance covers their own costs. If the other driver is at fault, their insurance should cover your towing expenses. Always check with your insurance provider to understand your coverage.
Locating Your Towed Car
After your car is towed, you’ll need to know where it is being taken. Your tow truck driver should provide this information, but in chaotic post-accident scenes, details can be missed. If you don’t have this information, contact the local police department. They typically have records of towed vehicles. You can also call local towing companies if you suspect which one might have your car.
Duration of Car Stay in Salvage Yard
Once towed, your car will be taken to a salvage yard or towing company lot. The duration your car can stay there varies. Salvage yards charge daily storage fees, which can add up, so it’s vital to act quickly to avoid accumulating charges.
Your insurance company might move your car to a repair shop or another location to assess the damage. Coordinate with them to understand their process and timelines. If your car is deemed a total loss, the insurance company will typically move it out of the salvage yard quickly to minimize storage fees.
Handling a Totaled Car
If your car is totaled – meaning the repair costs exceed the car’s value – your insurance company will offer a settlement based on its value before the accident. This amount is meant to help you purchase a replacement vehicle. If you have a loan on the car, the settlement goes towards paying off the loan first.
If you disagree with the valuation, you can negotiate with your insurance company. Provide evidence like maintenance records or recent upgrades that might increase your car’s value. Once you accept the settlement, the car belongs to the insurance company, and you relinquish any right to it.
Contact Barnett’s Towing for Expert Towing Services in Arizona
Barnett’s Towing is here to make your towing experience as stress-free and efficient as possible. If you’ve been in an accident, you can rely on our experienced team to provide you with excellent customer service. Contact us today to learn more about our towing services throughout Arizona.
